Student Health Benefits Program
WELCOME!
Colorado School of Mines Student Health Benefit Plan Facts:
· Fully compliant with the American College Health Association (ACHA)
· Lifetime maximum greater than required under the proposed HHS regulations for fully insured plans under the Affordable Care Act
· Prescription drug benefits
· No pre-existing condition exclusions for students who enroll during the approved period.
· Cost of coverage for students participating in NCAA-sanctioned intercollegiate sports is the same as for all students who participate in the SHBP
· No deductible for in-network benefits
· 90% coinsurance in-network; 70% out-of-network, except as noted
· Extended out-patient mental health benefits that exceed State of Colorado Required Coverage
The Waiver Period for Fall 2012 will open August 1, 2012.
There is no online waiver for Summer 2012-contact Kathy Ebeling @ 303.273.3388
The Waiver/Enrollment Period for Spring 2012 has ended.
Using the Online Waiver/Enrollment Form
Dependent Enrollment Form
(Primary must be enrolled first, then dependents may be added.)
Health insurance is required as a condition of enrollment for all undergraduate and graduate degree-seeking U. S. Citizen and Permanent Resident students and all international students with F or J visas regardless of degree-seeking status. No distinction is made for part-time versus full-time status. Degree-seeking U. S. Citizen and Permanent Resident students who demonstrate coverage that meets CSM standards may waive the insurance provided by CSM using the online enrollment/waiver system. Information on coverage requirements can be found the General Information page.
Please see the section on Legal Authority on the General Information page.
International Students
Full information regarding eligibility and waiver requirements can be found on the International Students Page. Waiver requirements for international students have changed for the 2011-12 Plan Year.
Colorado School of Mines is committed to the health and well-being of all of its students. Good health is essential to academic success. Since 1996, CSM has continued to provide a comprehensive insurance program for our student population that offers significant benefits and is fully compliant with standards endorsed by the American College Health Association. Our provider network is United Healthcare, the largest healthcare network in America. For complete plan provisions, please see our Plan Document.
Although parental health insurance is extended to age 26 under the new federal health care reform law, this change will not significantly reduce the need for health insurance for many of our students. Employer-sponsored plans will continue to charge significant costs for dependent coverage and many do not provide coverage that is adequate to assure students have appropriate access to essential health care services. Many other institutions, including the entire UNC system, Duke, Stanford, and Dartmouth have similar plans.
The annual cost of coverage is based on the age of the student. For complete details, see the Dates and Rates page.